The post 6 Best Altcoins For Massive ROI In 2025: Digitap’s Banking Ecosystem Beats All PayFI Altcoins appeared first which converges blockchain with real-world payments. PayFi is often called the natural cousin of DeFi as it focuses on everyday financial transactions rather than just on-chain trading. This trend continues to grow as legacy financial institutions rush to partner with PayFi coins, as if the future of their business model depends on it. However, one crypto presale startup, Digitap (AP), is proving to investors that it is one of the top altcoins to buy because it does everything banks and money remitters do, but at a lower cost, better, and faster. Below is a list of the top six best cryptos to buy that have exposure to PayFi: 1. Digitap (AP): A crypto “omni-bank” that lets users send, receive, hold, and spend both fiat and crypto. 2. Ripple (XRP): A payments-focused altcoin used by financial institutions. 3. Stellar (XLM): A blockchain built for cheap, near-instant remittances. 4. Remittix (RTX): A PayFi project that turns crypto transfers into fiat. 5. Alchemy Pay (ACH): A fiat-crypto payments gateway for merchants and individuals. 6. Telcoin (TEL): A fintech company that provides mobile payments and remittances. Digitap’s Utility Puts It On Crypto To Buy Now Lists Digitap is a next-generation “omni-bank” designed to leverage the power of cryptocurrencies and blockchain to help users send money cheaper and faster. Digitap’s bank app allows users to hold multiple currencies through offshore IBAN accounts and supports over 100 cryptocurrencies. Digitap is taking direct aim at money remitters with its business model. By leveraging an AI-powered payment rail, Digitap allows users to pay or send money to friends and family.